¹Offers are available for a limited time and may be withdrawn at any time without notice. The individual making the referral: 1) must have a First Midwest Bank consumer Checking account; 2) is limited to one (1) $25 incentive per referred address; and 3) is responsible for all applicable taxes as $25 incentive is subject to IRS reporting. Addresses used in previous Tell a Friend referrals are not eligible for this offer. $25 will be issued as a credit to the referrer’s First Midwest Checking account and may take up to ninety (90) days to appear in account.

²Offer is available to residents of Illinois, Indiana, Iowa, and Wisconsin. Offer is available for a limited time and may be withdrawn at any time without notice. Offer not available to existing First Midwest Bank checking clients or those clients whose accounts have closed within the last 90 days or closed with a negative balance. Health Savings Accounts (HSAs) are not included in this offer. Open a new First Midwest Bank consumer checking account (subject to approval) and do one of the following to get $50 or do all three to get $150: activate a monthly qualifying Direct Deposit of at least $500; use Debit Card linked to new checking for at least 5 purchases totaling at least $250, use Online Banking or Mobile Banking to make at least five bill payments totaling at least $250. Direct Deposit activation, Debit Card usage, and Online and/or Mobile payments must be completed within 60 days of account opening. Qualifying Debit transaction cannot be completed consecutively at the same terminal within less than a 24-hour period or via transfer to a prepaid debit card or other payments service. Incentive will be awarded within 90 days of account opening. A qualifying Direct Deposit includes salary, pension, Social Security, or other regular monthly income electronically deposited to account by employer or an outside agency. Transfers from one account to another, or deposits made at a banking location or ATM do not qualify. Minimum opening deposit of $100 required. Primary account holders are eligible for one checking incentive per calendar year. Incentive is considered interest and will be reported on IRS Form 1099-INT. If account is closed within six months of opening, we will deduct the incentive from balance at closing. This offer cannot be combined with any other offer(s).

³Limited time offer; may be withdrawn at any time; cannot be combined with any other offer. The person making the referral: must have a personal First Midwest Checking account; is limited to one $25 award per referred address; is responsible for all applicable taxes. Addresses used in previous Tell a Friend referrals are not eligible for this offer. The person being referred: must deposit a minimum of $100 to open a First Midwest Checking, Savings, or Money Market account; must not have held a First Midwest Checking, Savings, or Money Market account in the past 180 days. $25 may be subject to tax reporting. First Midwest employees are not eligible. Credit may take up to 30 days to appear in account.