First Midwest Bank | Compare Our Checking Accounts

Online Banking

Enter Your User ID

Remember Me

Forgot your user ID?

Enroll in Online Banking

Help [+]

Take a Guided Tour of Our Solutions

Online Banking

Mobile Banking

Compare Our Checking Accounts

Our checking accounts reward your banking relationship and give you the momentum you need. We also have Student Checking, exclusively available to students ages 16 – 23.

View Retail Account Agreement and Addendum


	See Details	See Details	See Details

Open My Checking Account¹	Open Now	Open Now	Open Now

Student Edition	—	—	—

Free ATM Transactions Access to over 55,000 free Allpoint ATMs worldwide

Free Debit MasterCard^® World Debit MasterCard		—	—
Standard Debit MasterCard	—

Exclusive Checks²	Free	$9.99 first box	$14.99 first box

Free Online Banking

Free Mobile Banking

Call Center Priority		—	—

Borrowing Benefits Mortgage Closing Cost Rebate^3,4	$250	$150	$150
Secured Consumer Loan Discount^4,5	0.25%	0.25%	0.25%

Saving Benefits High Rate Diamond Savings & Money Market¹		—	—
Statement Savings¹		6 mo. discount⁶
Special CD Rates			—


Tell a Friend⁷ $25 Checking Referral Bonus

Free Telephone Banking

Extras 4 Free non-First Midwest ATM transactions⁸		—	—
Safe Deposit Box Discount⁵	50% off	20% off	—
Free Teller Services⁹		—	—

Overdraft Options

Tiered Interest			—

Open My Checking Account	Open Now	Open Now	Open Now

Relationship Benefits and Monthly Fees Diamond Checking: Maintain a Mortgage, Home Equity Loan/Line, First Midwest Financial Network,^10,11Personal Trust, or Private Banking relationship, or $25,000 combined average daily balance in Checking, Savings, Money Market, and/or CDs OR $20 Monthly Maintenance Fee. Midwest Checking: Maintain a minimum of $1,000 per month in Direct Deposit or a $2,500 minimum daily balance in Checking OR $12 Monthly Maintenance Fee. Easy Checking: Maintain a $100 average daily balance in Checking, or make qualifying deposits totalling $100 or more per statement period, or be at least 65 years of age OR $7.49 Monthly Maintenance Fee.

¹Online account opening is available to residents of Illinois, Indiana, Iowa and Wisconsin. $100 minimum deposit required to open an account.

²First Midwest exclusive styles (reorders: free for Diamond; $14.99 for Midwest; $19.99 for Easy Checking).

³Rebate may take up to 120 days to appear in your account. Incentive may be subject to IRS tax reporting.

⁴Subject to credit approval. Property insurance is required on loans secured by property. Mortgage Closing Cost Rebate and Secured Consumer Loan Discount offers cannot be combined with other rebates, discounts or promotional offers on a single loan number.

⁵Discount requires auto payment set-up from First Midwest checking account. Does not apply to unsecured Express Personal Loan, unsecured Express Home Improvement Loan and Home Equity Lines of Credit.

⁶Minimum balance waived for first 6 months and requires linked Systematic Savings Plan of $25 minimum per month into savings to avoid monthly fee.

⁷Limited time offer. May be withdrawn at any time. May not be combined with any other offer. The person making the referral: must have a personal First Midwest Bank checking account; (Health Savings Accounts do not qualify) is limited to one $25 award per referred address; is responsible for all applicable taxes. Addresses used in previous Tell-a-Friend referrals are not eligible for this offer. $25 may be subject to tax reporting. The person being referred: must deposit a minimum of $100 to open a personal checking, savings or money market account and must not have held a First Midwest Bank personal checking, savings or money market account in the past 180 days. First Midwest Bank employees are not eligible. $25 credit may take up to 30 days to appear in account.

⁸Other bank's surcharges may apply.

⁹Includes Official/Cashier's Checks, Money Orders, Single Signature Traveler's Checks, Notary Services, and Signature Guarantees.

¹⁰First Midwest Financial Network relationship requires a minimum of $25,000 in invested balances.

¹¹First Midwest Financial Network is a division of First Midwest Bank. Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. First Midwest Bank and First Midwest Financial Network are not registered broker/dealers and are not affiliated with LPL Financial.

2colNNM