Credit Cards

Choose The Card That's Right For You*

Put some momentum into your wallet and apply for a First Midwest credit card today.

Our credit cards offer benefits and features designed to meet your financial needs. Plus, benefits like Purchase Protection, Extended Warranty, Car Rental Discounts and more will help make life just a little easier.4 


 

Complete Rewards 
Visa® Card

FIrst Midwest Bank Maximum Rewards Credit Card
Summary of Credit Terms 

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Earn rewards on your purchases 

  • Earn 1% back on purchases2: Redeem for cash back, gift cards, travel or merchandise.
  • Bigger rewards: Choose to redeem your rewards directly into your checking or savings account and earn 1.5% back.2 
  • Rewards earned never expire.2 
  • Earn enough rewards to redeem for a $25 statement credit when you make a purchase in the first 3 billing cycles.2 
  • 0% introductory APRfor the first 12 billing cycles on purchases. After that, a variable APR based on the Prime Rate between 16.24% and 23.24% APR depending on your creditworthiness.
  • No Annual Fee1 

Platinum Edition®
Visa® Card

First Midwest Bank Platinum Edition Credit Card
Summary of Credit Terms 

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Get a great rate 

  • 0% introductory APR1 for the first 12 billing cycles on balance transfers. After that, a variable APR based on the Prime Rate between 10.24% and 18.24% APR depending on your creditworthiness.
  • $25 statement credit when you make a purchase within the first 3 billing cycles.3 
  • No Annual Fee1 
  • An introductory balance transfer fee of 3% (minimum $10) for the first 12 billing cycles applies to this offer. After that, a balance transfer fee of 5% (minimum $10) applies to each balance transfer that you make.

Secured Visa® Card

First Midwest Bank Secured Credit Card
Deposit Agreement
Summary of Credit Terms
 

Apply Now 

Establish your credit 

  • Request your own credit limit by providing a single deposit between $300 and $5,000 (multiples of $50) when you apply.* 
  • Enjoy the rewards of established credit. You may be able to get your deposit back automatically in as little as 11 months when you maintain a good payment history with us.* 
  • Plus, qualify for a credit limit increase in as little as 7 months without an additional deposit when you use your card and make regular, on-time bill payments.* 
  • Variable 20.24% APR1 on purchases and balance transfers based on the Prime Rate.
  • Low $19 Annual Fee1 

Current First Midwest Credit Cardholders

Online account access provides the quickest and easiest way to:

  • Activate your credit card
  • Make payments
  • Transfer balances
  • Request Credit Limit Increases
  • View Statements
  • And much more

Simply access your account by clicking on the link below.

Manage My Account
Activate My Account

Instant Answer Center

Answers online. Anytime.

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FICO Sidebar

All First Midwest Credit Cards Include:

  • Free access to your FICO® Credit Score, anytime, anywhere
  • Online and mobile account access 
  • Fraud protection, we monitor your account and alert you of any suspicious activity

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