If you didn't buy it, you're protected.
It's that simple.
Your First Midwest Debit MasterCard® has you covered. Purchase in store, by phone or online with confidence that comes with knowing that you’re not responsible for any unauthorized purchases made with your card. That’s Zero Liability. That’s your First Midwest Debit MasterCard working to protect you.
Exercise Your Benefits
First Midwest is ready to
help. Call 800-322-3623 to start the claim process as soon as you suspect unauthorized use of your card.
How To Get Coverage
If you have questions regarding Zero Liability coverage or you
suspect unauthorized use of your card, contact First Midwest at 800-322-3623
Have peace of mind knowing that First Midwest Bank won't hold you responsible for "unauthorized transactions." Zero
liability applies to transactions made in the store, over the telephone or
online. As a cardholder, you will not be held responsible for unauthorized
transactions if you have
exercised reasonable care in safeguarding your card from loss or theft, and upon becoming aware, you promptly report the loss or theft to the issuer.
If these conditions are not met and
you suspect that you have an unauthorized transaction on your MasterCard,
contact First Midwest as additional protections may apply.
Zero Liability does not apply to MasterCard payment
- used for commercial, business or agricultural purposes
(PLEASE NOTE: Zero Liability does apply to MasterCard credit and debit cards
for small businesses);
- anonymous prepaid cards, such store or gift
cards, unless the car is registered to the user.
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