Student Checking is perfect for students age 16 – 23, giving you the basic features you need in a checking account – plus the upgrades and rewards you want – with no monthly fee1. Students under the age of 18 must have a parent or adult listed on the account as a joint owner2.

Parents can also have peace of mind knowing that overdrafts and spending can be managed to keep their students on the right path to a healthy financial future.

Student Checking 

Open Now 

All of our checking accounts include: 

Upgrades and Rewards 

  • Free Standard Debit MasterCard® 
  • $14.99 on your first box of checks and only $19.99 on reorders3 
  • 0.25% discounts on all secured consumer installment loans4,5 
  • $25 Tell a Friend referral bonus – there's no limit to how much you can earn!6 

Enjoy peace of mind with: 

  • The Student Checking SpendSafe Promise
    Use your debit card and checks with confidence that if your Student Checking account accidentally goes negative or if we return a check unpaid, there is never a fee.

Plus, managing your student's spending is made easier with:

  • Adjustable Debit Card Limits to set the daily number of transactions and total dollar limit for ATM withdrawals and debit card purchases
  • Transfers to add money to your Student Checking Account are permitted by a parent or other adult
Open a Student Checking Account

Instant Answer Center

Answers online. Anytime.

Contact Us

You are leaving the First Midwest website.

Redirecting to